The growing integration of economies and societies around the world has been one of the most hotly debated topics in international economics over the past few years. Rapid growth and poverty reduction in some other countries (e.g. China, India ) that were poor 20 years ago has been a positive aspect of a new international perspective which its main attributes is increased mobility of persons, goods, capital, data and ideas. The realization of uninhibited trade, mutual exchange of technology and knowledge, internationalization of financial markets and financial flow are pursued in a large number of counties.

In developing countries financial institutions have responded positively to financial sectors' changes required by the new international perspective and Foreign Direct Investment (FDI) in banking system is welcomed. Foreign owned Banks appear to contribute to the overall soundless of banking system while domestic Banks should compete with each other as part of a broader process of economic integration.

Domestic Banks facing competition from FDI in banking will deliver quality services; seek new customers; look for more information in screening and monitoring their customers; strengthen risk management, improve regulations and their supervision. These trends lead to efficient allocation of resource and are consistent with domestic bank's profitability.

Reform measures in economic policies within the new international perspective are not limited to banking system. It could include disinvestment (privatization) dismantling licensing regime, removal of restrictions on import, reduction of customs tariff, devaluation of county's currency,….However considering the bottlenecks created by the world for the Iran's economy and Banking system , Agriculture Bank have recognized  exchange of technology and knowledge as  more feasible aspects of new international perspective. Its' desire to benefit from integration in the world's economies and societies have resulted in Bank Keshavarzi's emphasize on the flow of ideas through two different routs:

• Membership in relevant associations, and  actively looking for South-South transfer of knowledge and experiences;

• Investment in and interaction with international development agencies;

• Looking for cooperation with United Nations agencies for technical assistance and learning from the knowledge accumulated in these organizations;